Development of a Multilevel Conceptual Model of the Antecedents and Consequences of Early Retirement Using a Meta-Synthesis Approach

Authors

Keywords:

Early retirement, Antecedents, Consequences, Meta, synthesis, Conceptual model

Abstract

The present study was conducted with the aim of developing a multilevel conceptual model of the antecedents and consequences of early retirement using a meta-synthesis approach. This research is applied in nature and was designed within a qualitative paradigm, employing the meta-synthesis method proposed by Sandelowski and Barroso (2007). The research data consisted of documents and texts published during the period 2010–2025 in Persian databases (Noormags, IranDoc, SID, and Civilica) and during the period 2000–2025 in international databases (Web of Science, Google Scholar, ScienceDirect, Emerald, and Scopus). After the screening process, 99 sources were selected as the final sample. The data analysis process was carried out based on the three-stage approach of Strauss and Corbin (1998), including open coding, axial coding, and selective coding. The findings indicated that the antecedents of early retirement comprised 53 open codes, 12 axial codes, and 5 selective codes, the dimensions of which were identified respectively as individual, family, occupational, organizational, and supra-organizational. Furthermore, the consequences of early retirement consisted of 26 open codes, 7 axial codes, and 4 selective codes, with dimensions including individual, family, organizational, and supra-organizational levels. To assess the reliability of the extracted codes, Cohen’s kappa coefficient was employed. The kappa agreement coefficient was 0.530 for the antecedents and 0.669 for the consequences, indicating that the extracted codes demonstrate acceptable reliability. Finally, the findings suggest that early retirement is the result of a complex interaction of individual, family, occupational, organizational, and supra-organizational antecedents, and that its consequences are dual in nature, context-dependent, and shaped by cultural, social, and economic conditions.

Downloads

Download data is not yet available.

References

1. Lynch M, Bucknall M, Jagger C, Wilkie R. Projections of healthy working life expectancy in England to the year 2035. Nature Aging. 2022;2(1):13-8. doi: 10.1038/s43587-021-00161-0.

2. Börsch-Supan A, Schuth M. "Early retirement, mental health and social networks". In: Wise DA, editor. Discoveries in the Economics of Aging: University of Chicago Press; 2014. p. 225-50.

3. Wang M, Shultz KS. Employee Retirement: A Review and Recommendations for Future Investigation. Journal of Management. 2010;36(1):172-206. doi: 10.1177/0149206309347957.

4. Fisher GG, Chaffee DS, Sonnega A. Retirement timing: a review and recommendations for future research. Work Aging Retirement. 2016;2:230-61. doi: 10.1093/workar/waw001.

5. Henkens CJIM, Leenders M. Burnout and older workers' intentions to retire. International Journal of Manpower. 2010;31(3):306-21. doi: 10.1108/01437721011050594.

6. Schils T. Early retirement in Germany, the Netherlands, and the United Kingdom: A longitudinal analysis of individual factors and institutional regimes. European Sociological Review. 2008;24(3):315-29. doi: 10.1093/esr/jcn009.

7. Jensen PH. Reversing the trend from ''Early'' to ''Late'' exit: push, pull and jump revisited in a Danish context. Geneva Pap Risk Insur Issues Pract. 2005;30:656-73. doi: 10.1057/palgrave.gpp.2510046.

8. Elder Jr GH. Time, human agency, and social change: Perspectives on the life course. Social Psychology Quarterly. 1994:4-15. doi: 10.2307/2786971.

9. Higgs P, Mein G, Ferrie J, Hyde M, Nazroo J. Pathways to early retirement: structure and agency in decision-making among British civil servants. Ageing & Society. 2003;23(6):761-78. doi: 10.1017/S0144686X03001326.

10. Kohli M, Rein M, Guillemard AM, van Gunsteren H. Time for Retirement: Comparative Studies of Early Exit from the Labor Force: Cambridge University Press; 1991 1991/01/01.

11. Kim JE, Moen P. Retirement transitions, gender, and psychological well-being: A life-course, ecological model. The Journals of Gerontology Series B: Psychological Sciences and Social Sciences. 2002;57(3):P212-P22. doi: 10.1093/geronb/57.3.P212.

12. Feldman D. Feeling like it's time to retire: a fit perspective on early retirement decisions. In: Wang M, editor. The Oxford Handbook of Retirement: Oxford University Press; 2013. p. 280-92.

13. Blundell R, Meghir C, Smith S. Pension incentives and the pattern of early retirement. Econ J. 2002;112:C153-C70. doi: 10.1111/1468-0297.00031.

14. Banks J, Blundell R, Bozio A, Emmerson C. Releasing jobs for the young? Early retirement and youth unemployment in the United Kingdom. Social security programs and retirement around the world: The relationship to youth employment: University of Chicago Press; 2010. p. 319-44.

15. Sánchez-Martin AR, Garcia-Perez JI, Jiménez-Martín S. Delaying the normal and early retirement ages in Spain: behavioural and welfare consequences for employed and unemployed workers. De Economist. 2014;162:341-75. doi: 10.1007/s10645-014-9235-7.

16. Dorn D, Sousa-Poza A. 'Voluntary'and 'involuntary' early retirement: an international analysis. Applied Economics. 2010;42(4):427-38. doi: 10.1080/00036840701663277.

17. Komp K, van Tilburg T, van Groenou MB. Paid work between age 60 and 70 years in Europe: a matter of socio-economic status? Int J Aging Later Life. 2010;5:45-75. doi: 10.3384/ijal.1652-8670.105145.

18. Andersen LL, Jensen PH, Sundstrup E. Barriers and opportunities for prolonging working life across different occupational groups: the Senior Working Life study. European Journal of Public Health. 2020;30(2):241-6. doi: 10.1093/eurpub/ckz146.

19. Kim J. Early Retirement and the three types of welfare states. Res Aging. 2009;31:520-48. doi: 10.1177/0164027509337192.

20. Markova Е, Tosheva E. Why to go for early retirement? determinants for early exit from the labour market: the evidence from Bulgaria. Balkan Social Science Review. 2020;16:299-315. doi: 10.46763/BSSR2016299m.

21. Yang G, Badri MA, Alhyas LA, Al Rashdi AS, Abdulrahman KS, Al Kaabi SK. Retiring Unprepared in Abu Dhabi? Predicting Emirati Employees' Retirement Age and Self-Activation. Journal of Aging & Social Policy. 2023;35(2):241-60. doi: 10.1080/08959420.2022.2134692.

22. Siegrist J, Wahrendorf M, Von Dem Knesebeck O, Jürges H, Börsch-Supan A. Quality of work, well-being, and intended early retirement of older employees-baseline results from the SHARE Study. The European Journal of Public Health. 2007;17(1):62-8. doi: 10.1093/eurpub/ckl084.

23. Sundstrup E, Thorsen SV, Rugulies R, Larsen M, Thomassen K, Andersen LL. Importance of the working environment for early retirement: prospective cohort study with register follow-up. International Journal of Environmental Research and Public Health. 2021;18(18):9817. doi: 10.3390/ijerph18189817.

24. Topa G, Depolo M, Alcover CM. Early retirement: a meta-analysis of its antecedent and subsequent correlates. Frontiers in Psychology. 2018;8:2157. doi: 10.3389/fpsyg.2017.02157.

25. Garrouste C, Perdrix E. Is there a consensus on the health consequences of retirement? A literature review. Journal of Economic Surveys. 2022;36(4):841-79. doi: 10.1111/joes.12466.

26. van Solinge H, Henkens K. Subjective life expectancy and actual mortality: results of a 10-year panel study among older workers. Eur J Ageing. 2018;15:155-64. doi: 10.1007/s10433-017-0442-3.

27. Hansson I. Retirement and life satisfaction: a resource-based dynamic perspective. 2019.

28. Wood RE, Pachana NA. The Role of Meaning in the Retirement Transition: Scoping Review. The Gerontologist. 2025;65(6):gnaf076. doi: 10.1093/geront/gnaf076.

29. Alipour N, Mahdiyoun SA, Asadi Fakhr A, Shabani M. Examining the relationship between job stress and intention to leave work and early retirement among nurses: Investigating the mediating role of job satisfaction. Occupational Health Engineering. 2023;10(2):99-106. doi: 10.32592/joohe.10.2.99.

30. Stevens MJ, Barker M, Dennison E, Harris EC, Linaker C, Weller S, et al. Recent UK retirees' views about the work-related factors which influenced their decision to retire: a qualitative study within the Health and Employment After Fifty (HEAF) cohort. BMC Public Health. 2022;22(1):116. doi: 10.1186/s12889-022-12541-1.

31. De Wind A, Geuskens GA, Reeuwijk KG, Westerman MJ, Ybema JF, Burdorf A, et al. Pathways through which health influences early retirement: a qualitative study. BMC Public Health. 2013;13:292. doi: 10.1186/1471-2458-13-292.

32. van den Berg TI, Elders LA, Burdorf A. Influence of health and work on early retirement. J Occup Environ Med. 2010;52:576-83. doi: 10.1097/JOM.0b013e3181de8133.

33. Amirahaji Vanki S, Mohammadi A, Chitsaz MA. Examining the physical, mental, and psychological consequences of employment and early retirement on war veterans. Disability Studies. 2021;107(11):1-8.

34. Mayer CJ. Housing, mortgages, and retirement. Evidence and innovation in housing law and policy2017 2017/01/01. 203 p.

35. Haghighi HR, Nazari F, Pour Esmaeil L, editors. Examining the financial impacts of early retirement of workers and employees in Social Security Organization and the Civil Servants Pension Fund. In 3rd International Conference on Innovation in Business and Management and Economics; 2022 2022/01/01; Tehran.

36. Danø AM, Ejrnæs M, Husted L. Do single women value early retirement more than single men? Labour Economics. 2005;12(1):47-71. doi: 10.1016/j.labeco.2004.03.002.

37. Crego A, Alcover de la Hera C, Martínez‐Íñigo D. The transition process to post‐working life and its psychosocial outcomes: A systematic analysis of Spanish early retirees' discourse. Career Development International. 2008;13(2):186-204. doi: 10.1108/13620430810860576.

38. Jensen PH, Kongshøj K, De Tavernier W. On how the nature of early retirement is related to post-retirement life conditions from a citizenship perspective. Ageing & Society. 2020;40(5):1106-29. doi: 10.1017/S0144686X18001691.

39. Bahramzadeh HA, Saeidi P, Shahroudi Z. Investigating organizational factors related to early retirement requests (Case study: Elementary school teachers in Bandar Turkman). Modern Management. 2013;2(2):65-84.

40. Cui G, Sun J, Kooij DT. A role perspective on flexible human resource practices and older workers' early retirement intentions. The International Journal of Human Resource Management. 2024;35(18):3081-111. doi: 10.1080/09585192.2024.2392830.

41. Blakeley JA, Ribeiro VE. Early retirement among registered nurses: contributing factors. J Nurs Manag. 2008;16:29-37. doi: 10.1111/j.1365-2934.2007.00793.x.

42. Boumans NP, De Jong AH, Vanderlinden L. Determinants of early retirement intentions among Belgian nurses. Journal of Advanced Nursing. 2008;63(1):64-74. doi: 10.1111/j.1365-2648.2008.04651.x.

43. Feldman D. Endgame: The design and implementation of early retirement incentive programs. In: Adams GA, Beehr TA, editors. Retirement Reasons, Processes and Results: Springer Publishing; 2003. p. 83-114.

44. Karimian Sichani Z, Cheraghi MH, Dehghani A. Analyzing the impact of early retirements on the Social Security Organization pension fund in Iran using system dynamics toward 1430 horizon. Iranian Foresight Studies. 2022;7(1):213-40.

45. Mohaghehzadeh M, Momeni Vesalian H, Daghighi Asli A, Afshari M, Damekeshideh M. Designing a financial sustainability model in the Social Security Organization with a focus on parametric reforms. Quarterly Journal of Applied Economics. 2020;10(34 & 35):15-29.

46. Nieva-Fenoll J. European minimum requirements for the personal independence of judges: salary, transfer, demotion, early retirement. European Law and National Organisation of Civil Justice: Nomos Verlagsgesellschaft mbH & Co. KG; 2024. p. 143-58.

47. Drobysheva TV, Larionov IV, Tarasov SV, Knigolyubova AN. Preretirees Retirement Planning as Precondition of Their Future Wellbeing: Review of Foreign Studies. Journal of Modern Foreign Psychology. 2025;13(4):16-28. doi: 10.17759/jmfp.2024130402.

48. Chuah QM, Tan C. Relocation Intention to a Retirement Village: Using the Push-Pull-Mooring Framework. International Journal of Housing Markets and Analysis. 2025. doi: 10.1108/ijhma-01-2025-0013.

49. Noblit GW, Hare RD. Meta-ethnography: Synthesizing qualitative studies: Sage publications; 1988 1988/01/01.

50. Paterson BL. Meta-study of qualitative health research: A practical guide to meta-analysis and meta-synthesis: Sage; 2001 2001/01/01.

51. Walsh D, Downe S. Meta‐synthesis method for qualitative research: a literature review. Journal of Advanced Nursing. 2005;50(2):204-11. doi: 10.1111/j.1365-2648.2005.03380.x.

52. Solem P, Syse A, Furunes T, Mykletun R, De Lange A, Schaufeli W, et al. To leave or not to leave: Retirement intentions and retirement behaviour. Ageing and Society. 2016;36(2):259-81. doi: 10.1017/S0144686X14001135.

53. Hoven H, Wahrendorf M, Siegrist J. Occupational position, work stress and depressive symptoms: a pathway analysis of longitudinal SHARE data. J Epidemiol Community Health. 2015;69(5):447-52. doi: 10.1136/jech-2014-205206.

54. Reeuwijk KG, de Wind A, Westerman MJ, Ybema JF, van der Beek AJ, Geuskens GA. 'All those things together made me retire': Qualitative study on early retirement among Dutch employees. BMC Public Health. 2013;13:516. doi: 10.1186/1471-2458-13-516.

55. Torkaman F, Erfanian H. Pathology of early retirement among Social Security Organization employees. Iranian Sociological Studies. 2010;1:68-92.

56. Mirbig M, editor Identifying factors affecting employees' tendency toward early retirement in the Social Security Organization. In 17th International Conference on Management, Economics, and Development; 2023 2023/01/01.

57. Radabadi M, Sadeghi M, Safari M, Karimizadeh M, Dehghan Maneshadi E, Jebinpour M, et al. Investigating the causes of early retirement among retirees of Yazd University of Medical Sciences. Bimarestan. 2022;21(2):40-7. doi: https://sid.ir/paper/1101375/fa.

58. Nargesian A, Piran Nejad A, Tashakori S, editors. Identifying causes and consequences of increasing early retirement among Social Security employees (Case study: East Tehran General Office). University of Tehran; 2016 2016/01/01.

59. Alavi Z, Alipour F, Rafiee H. Psychological and social issues of retirement in Iran: A qualitative study. Salmand: Iranian Journal of Ageing. 2020;15(4):396-409. doi: 10.32598/sija.15.4.2879.1.

Downloads

Publication Timeline

Published
Submitted
Revised
Accepted

How to Cite

Gharacheh, B. ., Chenari, V., Ghasemiyeh, R. ., Makvandi, F. ., & Tamimi, M. . (2026). Development of a Multilevel Conceptual Model of the Antecedents and Consequences of Early Retirement Using a Meta-Synthesis Approach. Journal of Management and Business Solutions, 4(3), 1-17. https://journalmbs.com/index.php/jmbs/article/view/143

Similar Articles

111-120 of 181

You may also start an advanced similarity search for this article.